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Structured settlement payment review

Sell eligible future payments.
Request a lump-sum quote.

If you receive structured settlement or annuity payments, Atlantic can review your payment schedule and explain lump-sum buyout options. Free quote, no obligation.

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By submitting, you agree that Atlantic may call, text, or email about this request, including through automated technology. We may share information with your attorney, a participating law firm when requested, and service providers as described in our Privacy Policy. Consent is not a condition of purchase. Terms.

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Free payment review
No obligation quote
Court approval support
Not a lawsuit loan
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What we review

A clearer way to price future payments

Payment stream

Monthly or annual payments

We review the amount, timing, and remaining payment schedule so you understand what a lump-sum offer could look like.

  • Monthly, quarterly, or annual payments
  • Future lump sums
  • Partial or full-sale options
  • Clear pricing explanation
Review payments →
Lump sum

Cash out future payments

Use future payments for money you can use now. We can usually start with a phone estimate before formal paperwork.

  • Free no-obligation quote
  • Case-specific purchase review
  • Structured settlement or annuity payments
  • Focused initial call
Get your quote →
Court support

Transfer approval process

Structured settlement transfers generally need court approval. We explain the process and next steps before you commit.

  • Document checklist
  • State-specific timing
  • Plain-English explanation
  • No pressure to proceed
Ask about approval →

How it works

From payment schedule to quote.

1

Share the payment details

Tell us the payment amount, frequency, next payment date, final payment date, and any lump sums if you have them. A document or court order helps, but a call can start the review.

2

We price the stream

Atlantic reviews timing, issuer, remaining payments, and court-transfer requirements to explain realistic cash-out options.

3

Choose whether to move forward

If the quote works for you, we help with the transfer paperwork and court approval process. If it does not, there is no obligation.

What matters

Better details make better quotes.

01

Payment amount, payment frequency, next payment date, final payment date, and any scheduled lump sums.

Payment schedule — the main valuation input
02

The annuity company, assignment company, and state where the settlement transfer would be reviewed.

Issuer and state — helps set expectations
03

Whether you want to sell all future payments or only enough to reach a specific cash amount.

Cash goal — keeps the quote practical

Get a structured settlement quote.

Send the basics from your payment schedule. If you do not have the documents handy, leave a note and we can start by phone.

By submitting, you agree that Atlantic may call, text, or email about this request, including through automated technology. We may share information with your attorney, a participating law firm when requested, and service providers as described in our Privacy Policy. Consent is not a condition of purchase. Terms.

What to know before you submit

Can I sell only part of my payments?+
Often, yes. We can compare a partial sale with a full-sale option based on the payment schedule.
Do transfers require court approval?+
Structured settlement transfers generally require an independent court approval process under applicable state law.
What information is needed for a quote?+
Payment amounts, frequency, dates, lump sums, issuer, state, and any available settlement or court documents improve the review.
How long does a transfer take?+
Timing varies by state, document availability, and the court schedule. We explain the expected steps before you proceed.
Is the quote free?+
Yes. The initial quote is free and does not obligate you to complete a transfer.
Can you review annuity payments?+
We can review many structured settlement and annuity payment streams, subject to issuer, ownership, state, and transfer requirements.

See what eligible future payments may be worth.
Start with a free quote.

Call with your payment schedule or send the basics online. We will explain your options before you decide anything.

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